{"id":6496,"date":"2021-11-03T11:00:55","date_gmt":"2021-11-03T11:00:55","guid":{"rendered":"https:\/\/www.banquecramer.ch\/governance\/"},"modified":"2023-09-26T17:20:06","modified_gmt":"2023-09-26T15:20:06","slug":"governance","status":"publish","type":"page","link":"https:\/\/www.banquecramer.ch\/en\/governance\/","title":{"rendered":"Governance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6496\" class=\"elementor elementor-6496 elementor-95\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-36dd7d6 elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"36dd7d6\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-246c8718\" data-id=\"246c8718\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4ccffb88 elementor-widget elementor-widget-heading\" data-id=\"4ccffb88\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Governance<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c252e88 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c252e88\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-f505199\" data-id=\"f505199\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f61ee18 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"f61ee18\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">governance<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bd72597 elementor-widget elementor-widget-heading\" data-id=\"bd72597\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Board of directors<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-8f35ac6 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"8f35ac6\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-db9a7d5\" data-id=\"db9a7d5\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-47c5894\" data-id=\"47c5894\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-69c79be elementor-widget elementor-widget-image\" data-id=\"69c79be\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"578\" height=\"323\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MES.png\" class=\"attachment-full size-full wp-image-6442\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MES.png 578w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MES-300x168.png 300w\" sizes=\"(max-width: 578px) 100vw, 578px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3644590 elementor-widget elementor-widget-heading\" data-id=\"3644590\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Massimo Esposito<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4687890 elementor-widget elementor-widget-text-editor\" data-id=\"4687890\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Chairman of the Board of Directors<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3d2fa6 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"b3d2fa6\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"b3d2fa6-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-b3d2fa6 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-b3d2fa6\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Massimo Esposito<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Chairman of the Board of Directors<\/h5>\n<p>As founding member of Norinvest Holding SA (NIH) and President of the NIH group since its creation, Massimo Esposito first developed the industrial and construction activities of the group, and then expanded and re-oriented its business into the financial services sector.<\/p>\n<p>The financial services history of the NIH group began in 1989 with Norfinance SA (asset manager). Through the takeover of IBI International Bankers Inc. in the 1993 began the next step with LBVM (securities dealer). With the takeover of the Geneva based asset manager Messiers Cramer &amp; Cie he laid the foundation for the establishment of Banque Cramer &amp; Cie SA in 2003.<\/p>\n<p>Under the lead of Massimo Esposito, NIH took over Golay Buchel Holding SA (GBH) in 2007, a SIX listed company active in luxury jewelry.<\/p>\n<p>In 2008, he launched a public exchange offer for GBH shares, thus strengthening the financial basis of NIH. Norinvest Holding SA was listed on the SIX Swiss Exchange until 27 April 2017.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"b3d2fa6\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-492e74e\" data-id=\"492e74e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-f2872af elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f2872af\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-a763091\" data-id=\"a763091\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e43ff0a elementor-widget elementor-widget-image\" data-id=\"e43ff0a\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"675\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/gustav-stenbolt.jpg\" class=\"attachment-full size-full wp-image-17130\" alt=\"gustav stenbolt\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/gustav-stenbolt.jpg 1200w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/gustav-stenbolt-300x169.jpg 300w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/gustav-stenbolt-1024x576.jpg 1024w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/gustav-stenbolt-768x432.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-972ecb6 elementor-widget elementor-widget-heading\" data-id=\"972ecb6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Gustav Stenbolt<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8f1314e elementor-widget elementor-widget-text-editor\" data-id=\"8f1314e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Vice-Chairman of the Board of Directors<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4244220 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"4244220\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"4244220-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-4244220 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-4244220\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Gustav Stenbolt<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Vice-Chairman of the Board of Directors<\/h5>\n<p>Gustav Stenbolt earned his degree from the University of Fribourg and is currently Chairman of the Board of Directors of Valartis Group SA, the company created from the 2005 merger between MCT in Geneva and OZ Holding, where he was founder and CEO from 1996 to 2004, as well as from 2008 to 2015. Mr. Stenbolt also held the position of Chairman of the Executive Committee of the Board of Directors of Jelmoli Holding from 2004 to 2007.<\/p>\n<p>From 1983 to 1996, he served as CIO of Unifund for Asia, Latin America and Eastern Europe\/CIS. He joined the Board of Directors of Banque Cramer &amp; Cie SA in April 2022.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"4244220\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-d57eecc\" data-id=\"d57eecc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-84f25e0 elementor-widget elementor-widget-image\" data-id=\"84f25e0\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"578\" height=\"323\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SMA.png\" class=\"attachment-full size-full wp-image-6443\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SMA.png 578w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SMA-300x168.png 300w\" sizes=\"(max-width: 578px) 100vw, 578px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1a876c3 elementor-widget elementor-widget-heading\" data-id=\"1a876c3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Sophie Maillard<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-91cebe7 elementor-widget elementor-widget-text-editor\" data-id=\"91cebe7\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Member<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9a34357 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"9a34357\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"9a34357-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-9a34357 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-9a34357\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Sophie Maillard<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Membre<\/h5>\n<p>A lawyer, Sophie Maillard began her career in the compliance department of Credit Suisse, in Zurich, before joining the Federal Banking Commission (now FINMA) in Bern in 2005, as a specialist in the authorizations department for banks and securities dealers. Since 2012, she has been a partner at BRP Bizzozero & Partners SA, in Geneva. This company specializes in advising banks and financial institutions on regulatory and compliance issues.<\/p>\n<p>Ms. Maillard teaches the Certificate of Advanced Studies in Compliance Management at the University of Geneva and has written a book with Mr. Alessandro Bizzozero on the relationship between custodian banks and independent managers. She joined the Board of Directors of Banque Cramer in 2015.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"9a34357\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead her profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f3c5fc1\" data-id=\"f3c5fc1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b05bdad elementor-widget elementor-widget-image\" data-id=\"b05bdad\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"576\" height=\"324\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/ASI.png\" class=\"attachment-full size-full wp-image-6439\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/ASI.png 576w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/ASI-300x169.png 300w\" sizes=\"(max-width: 576px) 100vw, 576px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de69c66 elementor-widget elementor-widget-heading\" data-id=\"de69c66\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Alain Sierro<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-805c470 elementor-widget elementor-widget-text-editor\" data-id=\"805c470\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Member<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4d98dc3 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"4d98dc3\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"4d98dc3-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-4d98dc3 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-4d98dc3\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Alain Sierro<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Membre<\/h5>\n<p>Alain Sierro holds a Masters in Economics from HEC Lausanne and a Diploma in \u201cFinance and Investment\u201d (CFPI).<\/p>\n<p>In 1999, he founded DynaCapital SA - a company specializing in the management of \"hedge funds\" - in Switzerland and the United States.<\/p>\n<p>In his previous role at UBS, he was responsible for Switzerland for trading in Canadian securities and also managed a \u201cnostro\u201d account for US stocks and options.<\/p>\n<p>He joined the Norinvest group in 2004 and notably held the position of CEO of Banque Cramer & CIE SA from 2005 to October 2008 and was a member of its Board of Directors from 2008 to 2011.<\/p>\n<p>Still in the Norinvest group, he was at the head first as CEO and later as managing director of Golay Buchel Holding SA (GBH). He played an important role in the strategic conversion of this listed holding company specializing in international fine jewelry to the financial sector, punctuated by a merger with Banque Cramer & Cie SA.<\/p>\n<p>He has also served on the Board of Directors of several NIH Group companies including NIH.<\/p>\n<p>In February 2011, Alain Sierro founded SFO Partners SA, a Geneva-based multifamily office, mainly active in asset management and corporate finance operations.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"4d98dc3\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-aad269b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"aad269b\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-c672698\" data-id=\"c672698\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d2ed5b2 elementor-widget elementor-widget-image\" data-id=\"d2ed5b2\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"999\" height=\"562\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/04\/Rossier.jpg\" class=\"attachment-full size-full wp-image-15106\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/04\/Rossier.jpg 999w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/04\/Rossier-300x169.jpg 300w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/04\/Rossier-768x432.jpg 768w\" sizes=\"(max-width: 999px) 100vw, 999px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-840acf2 elementor-widget elementor-widget-heading\" data-id=\"840acf2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Yves Rossier<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d217d70 elementor-widget elementor-widget-text-editor\" data-id=\"d217d70\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Member<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26a692e elementor-widget elementor-widget-uael-modal-popup\" data-id=\"26a692e\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"26a692e-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-26a692e uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-26a692e\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Yves Rossier<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Membre<\/h5>\n<p>Yves Rossier obtained a law degree from the University of Fribourg. He then studied European law at the College of Europe in Bruges, then obtained a master's degree in law from McGill University in Montreal.<\/p>\n<p>He began his professional career with a position as legal adviser in the Integration Office of the Federal Department of Foreign Affairs in 1990.<\/p>\n<p>After passing the diplomatic competition and making an internship in the political division II (Africa\/Middle East), Yves Rossier became scientific advisor to several Federal Councilors.<\/p>\n<p>In 2000, he sets up and directs the secretariat of the Federal Gaming Commission and in 2004 joins the Federal Social Insurance Office as director.<\/p>\n<p>In 2012, the Federal Council appointed Yves Rossier State Secretary of the Political Department of the Federal Department of Foreign Affairs (FDFA) and in 2017 Swiss ambassador to Russia. His mandate in Moscow terminated end of 2020.<\/p>\n<p>In February 2021, he left the FDFA for new projects and joined Bank Cramer as Board member during 2021.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"26a692e\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4e6d000\" data-id=\"4e6d000\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c519c38 elementor-widget elementor-widget-image\" data-id=\"c519c38\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"579\" height=\"324\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MEH.png\" class=\"attachment-full size-full wp-image-6441\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MEH.png 579w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MEH-300x168.png 300w\" sizes=\"(max-width: 579px) 100vw, 579px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1368c35 elementor-widget elementor-widget-heading\" data-id=\"1368c35\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Michel Ehrenhold<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f51c2c elementor-widget elementor-widget-text-editor\" data-id=\"6f51c2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Member<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d6271ac elementor-widget elementor-widget-uael-modal-popup\" data-id=\"d6271ac\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"d6271ac-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-d6271ac uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-d6271ac\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Michel Ehrenhold\u200b<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Member<\/h5>\n<p>A graduate of the University of Geneva (License en droit) and the London School of Economics (LL.M. in Commercial and Corporate Law), Michel Ehrenhold obtained his bar exam in Geneva. He has the benefit of 15 years of experience acquired in Zurich in the field of Investment Banking, during which time he advised numerous clients in connection with capital markets transactions (Equity Capital Markets) and mergers &amp; acquisitions (M&amp;A). Michel Ehrenhold is also a financial analyst certified by the CFA Institute (CFA charterholder).<\/p>\n<p>In 2015, Michel Ehrenhold was appointed Group Secretary General at NORINVEST HOLDING SA. Michel Ehrenhold joined the Board of Directors of Banque Cramer &amp; Cie SA in April 2016.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"d6271ac\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-6db04f4\" data-id=\"6db04f4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1991233 elementor-widget elementor-widget-image\" data-id=\"1991233\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"1200\" height=\"675\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/patrick-fritz.jpg\" class=\"attachment-full size-full wp-image-17131\" alt=\"Patrick Fritz\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/patrick-fritz.jpg 1200w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/patrick-fritz-300x169.jpg 300w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/patrick-fritz-1024x576.jpg 1024w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2022\/05\/patrick-fritz-768x432.jpg 768w\" sizes=\"(max-width: 1200px) 100vw, 1200px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4f72b63 elementor-widget elementor-widget-heading\" data-id=\"4f72b63\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Patrick Fritz<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-bcf425c elementor-widget elementor-widget-text-editor\" data-id=\"bcf425c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Member<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5891a5b elementor-widget elementor-widget-uael-modal-popup\" data-id=\"5891a5b\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"5891a5b-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-5891a5b uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-5891a5b\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Patrick Fritz<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Membre<\/h5>\n<p>Patrick Fritz is a graduate of the University of Lausanne (HEC) and a certified public accountant. He has been active for more than 37 years in the auditing of financial institutions. He was a partner of PricewaterhouseCoopers SA from 1997 to 2021.<\/p>\n<p>As an auditor licensed by the Swiss Financial Market Supervisory Authority, he was responsible for the audit of banks and securities firms.<\/p>\n<p>He joins Bank Cramer as Board member in May 2022.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"5891a5b\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-9c998b8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"9c998b8\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1cee637\" data-id=\"1cee637\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a470e04 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"a470e04\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Leadership<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b49e401 elementor-widget elementor-widget-heading\" data-id=\"b49e401\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Executive Committee<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-fe7d57f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"fe7d57f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-4782b8e\" data-id=\"4782b8e\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-fe50f5a\" data-id=\"fe50f5a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-28d944f elementor-widget elementor-widget-image\" data-id=\"28d944f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/elementor\/thumbs\/Pfister-AE-pmvyoahc5bh3zty3xh37kz68coizz4z80e6qs89k7k.jpg\" title=\"Erich Pfister\" alt=\"erich pfister\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39affba elementor-widget elementor-widget-heading\" data-id=\"39affba\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Erich Pfister<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cd5f66 elementor-widget elementor-widget-text-editor\" data-id=\"5cd5f66\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Chief Executive Officer<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d8de686 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"d8de686\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"d8de686-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-d8de686 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-d8de686\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Erich Pfister<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Chief Executive Officer<\/h5>\n<p>Erich Pfister holds a PhD in Law from the University of Zurich and also attended executive management programs at the prestigious American universities of Wharton and Kellogg.<\/p>\n<p>He has over 30 years of banking experience and has held a number of senior positions, mainly in private banking.<\/p>\n<p>He spent more than 20 years with Credit Suisse Group, where he was Head of UK International and Head of Middle East and Asia at Clariden Leu.<\/p>\n<p>More recently, he was a member of the Executive Committee and Global Head of Private Banking at Falcon Private Bank, before taking up the position of CEO of ODDO BHF (Switzerland) Ltd in 2018.<\/p>\n<p>He joined Banque Cramer in April 2022 as Chief Executive Officer.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"d8de686\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-f4919b3\" data-id=\"f4919b3\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-555c92e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"555c92e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b73adfa\" data-id=\"b73adfa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c6417e4 elementor-widget elementor-widget-image\" data-id=\"c6417e4\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"580\" height=\"326\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MBA.png\" class=\"attachment-full size-full wp-image-6440\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MBA.png 580w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/MBA-300x169.png 300w\" sizes=\"(max-width: 580px) 100vw, 580px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-da8daae elementor-widget elementor-widget-heading\" data-id=\"da8daae\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Marc-Henri Balma<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3863ea6 elementor-widget elementor-widget-text-editor\" data-id=\"3863ea6\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Chief Operating Officer<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c7b6d7e elementor-widget elementor-widget-uael-modal-popup\" data-id=\"c7b6d7e\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"c7b6d7e-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-c7b6d7e uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-c7b6d7e\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h4 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Marc-Henri Balma<\/h4>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Chief Operations Officer<\/h5>\n<p>Marc-Henri Balma started his career at Credit Suisse. He then worked successively for JP Morgan, Banque Labouchere, UBP and Edmond de Rothschild in various management positions in the areas of IT, Operations and other support functions.<\/p>\n<p>Before joining Banque Cramer in 2019, he was a senior consultant and partner of Belmont Consulting Services. He is the Chief Operating Officer of Banque Cramer and a member of the Executive Committee.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"c7b6d7e\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-e8d36da\" data-id=\"e8d36da\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3e5c760 elementor-widget elementor-widget-image\" data-id=\"3e5c760\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"578\" height=\"323\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/AMA.png\" class=\"attachment-full size-full wp-image-6438\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/AMA.png 578w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/AMA-300x168.png 300w\" sizes=\"(max-width: 578px) 100vw, 578px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2b81cbc elementor-widget elementor-widget-heading\" data-id=\"2b81cbc\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Andr\u00e9 S. Mankowsky<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f07c614 elementor-widget elementor-widget-text-editor\" data-id=\"f07c614\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Head Private Banking<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0378653 elementor-widget elementor-widget-uael-modal-popup\" data-id=\"0378653\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"0378653-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-0378653 uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-0378653\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Andr\u00e9 S. Mankowsky<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Head Private Banking<\/h5>\n<p>Andr\u00e9 Mankowsky graduated from the University of Fribourg and passed his bar exams in Geneva, in 1995. He has a solid experience in the financial field and more than 25 years in the banking sector, mainly in wealth management with a focus on Russia, Eastern European countries and Emerging Markets. He has held various managerial positions within Credit Suisse, Deutsche Bank and Soci\u00e9t\u00e9 G\u00e9n\u00e9rale, in Switzerland, London and Moscow.<\/p>\n<p>In January 2021, he joined Banque Cramer as head of Private Banking, member of the Executive Committee, with the mandate of increasing the footprint of the bank within its core markets.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"0378653\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b4fca12\" data-id=\"b4fca12\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-10535e7 elementor-widget elementor-widget-image\" data-id=\"10535e7\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"578\" height=\"324\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SPO.png\" class=\"attachment-full size-full wp-image-6444\" alt=\"St\u00e9phane Poulain\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SPO.png 578w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/09\/SPO-300x168.png 300w\" sizes=\"(max-width: 578px) 100vw, 578px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-84a7220 elementor-widget elementor-widget-heading\" data-id=\"84a7220\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">St\u00e9phane Poulin<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-34c71ca elementor-widget elementor-widget-text-editor\" data-id=\"34c71ca\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Chief Financial &amp; Risk Officer<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b3ef39e elementor-widget elementor-widget-uael-modal-popup\" data-id=\"b3ef39e\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"b3ef39e-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-b3ef39e uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-b3ef39e\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">St\u00e9phane Poulin<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Chief Financial &amp; Risk Officer<\/h5>\n<p>\"St\u00e9phane Poulin began his career in 1992 with PricewaterhouseCoopers in the audit and consulting department in Canada and then in Switzerland. He joined the SYZ Group in 2003 as Group Financial Controller and was appointed Group Chief Financial Officer in 2013.<\/p>\n<p>He joined Banque Cramer & Cie in 2019 as Chief Finance & Risk Officer. He is a member of the Executive Committee of Banque Cramer & Cie, where he brings his vast experience in finance, risk management and banking regulations.\"<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"b3ef39e\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7a20afc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7a20afc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-44d71e6\" data-id=\"44d71e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-b04d631\" data-id=\"b04d631\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5876d15 elementor-widget elementor-widget-image\" data-id=\"5876d15\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/elementor\/thumbs\/Gougenheim-edit-1-q4a8dbxkwcci6u8oyibck6f0hxfmj1izicv16q2nps.jpg\" title=\"Gougenheim edit\" alt=\"Gougenheim edit\" loading=\"lazy\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc21542 elementor-widget elementor-widget-heading\" data-id=\"fc21542\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">Philippe Gougenheim<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e666a08 elementor-widget elementor-widget-text-editor\" data-id=\"e666a08\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Head of Investment Services<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cc4aa5a elementor-widget elementor-widget-uael-modal-popup\" data-id=\"cc4aa5a\" data-element_type=\"widget\" data-widget_type=\"uael-modal-popup.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div id=\"cc4aa5a-overlay\" data-trigger-on=\"text\" data-close-on-esc=\"yes\" data-close-on-overlay=\"yes\" data-exit-intent=\"no\" data-after-sec=\"no\" data-after-sec-val=\"1\" data-cookies=\"no\" data-cookies-days=\"1\" data-cookies-type=\"default\" data-custom=\"\" data-custom-id=\"\" data-content=\"content\" data-autoplay=\"no\" data-device=\"false\" data-async=\"\" class=\"uael-modal-parent-wrapper uael-module-content uamodal-cc4aa5a uael-aspect-ratio-16_9 -popup\">\n\t<div id=\"modal-cc4aa5a\" class=\"uael-modal uael-center-modal uael-modal-custom uael-modal-content uael-effect-1   uael-aspect-ratio-16_9\">\n\t\t<div class=\"uael-content\">\n\t\t\t\n\t\t<span class=\"uael-modal-close uael-close-icon elementor-clickable uael-close-custom-popup-top-right\" >\n\t\t<i aria-hidden=\"true\" class=\"fas fa-times\"><\/i>\t\t<\/span>\n\t\t\t\t\t<div class=\"uael-modal-title-wrap\">\n\t\t\t\t<h3 class=\"uael-modal-title elementor-inline-editing\" data-elementor-setting-key=\"title\" data-elementor-inline-editing-toolbar=\"basic\">Philippe Gougenheim<\/h3>\n\t\t\t<\/div>\n\t\t\t\t\t\t<div class=\"uael-modal-text uael-modal-content-data clearfix\">\n\t\t\t<div class=\"uael-text-editor elementor-inline-editing\" data-elementor-setting-key=\"ct_content\" data-elementor-inline-editing-toolbar=\"advanced\"><h5>Head of Investment Services<\/h5>\n<p>Philippe Gougenheim holds an MBA from ESSEC Business School and is a professional in Asset Management and Wealth Management. For 35 years, the most reputable institutions, such as JP Morgan, Soci\u00e9t\u00e9 G\u00e9n\u00e9rale and Millenium Partners, have called on his skills in investment banking, private banking and fund management. In July 2016, Lombard Odier entrusted him, as Deputy Chief Investment Officer and Head of Global Markets, with the co-management of a group of more than 200 employees responsible for managing private client portfolios, as well as the bank's balance sheet and trading activities.<\/p>\n<p>In April 2023, with such a wealth of skills, he joined Banque Cramer's General Management as Head of the Investment Committee and a member of the Executive Committee.<\/p>\n<\/div>\t\t\t<\/div>\n\t\t<\/div>\n\t<\/div>\n\n\t\t<div class=\"uael-overlay\"><\/div>\n<\/div>\n\n<div class=\"uael-modal-action-wrap\">\n\t\t\t\t<div class=\"uael-modal-action elementor-clickable uael-trigger elementor-inline-editing\" data-modal=\"cc4aa5a\" data-elementor-setting-key=\"modal_text\" data-elementor-inline-editing-toolbar=\"basic\">\n\t\t\t\tRead his profile\t\t\t<\/div>\n\n\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-33 elementor-inner-column elementor-element elementor-element-27a12c1\" data-id=\"27a12c1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-bf6b71d elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"bf6b71d\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6b367d2\" data-id=\"6b367d2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5dd90b1 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"5dd90b1\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">GOVERNANCE<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a069a3 elementor-widget elementor-widget-heading\" data-id=\"2a069a3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Our Auditors<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99eeced elementor-widget elementor-widget-text-editor\" data-id=\"99eeced\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p style=\"text-align: center;\">KPMG SA performs the role of External Auditor and PricewaterhousCooper (PWC) performs the internal audit of the bank.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Governance governance Board of directors Massimo Esposito Chairman of the Board of Directors Massimo Esposito Chairman of the Board of Directors As founding member of Norinvest Holding SA (NIH) and President of the NIH group since its creation, Massimo Esposito first developed the industrial and construction activities of the group, and then expanded and re-oriented [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/pages\/6496"}],"collection":[{"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/comments?post=6496"}],"version-history":[{"count":36,"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/pages\/6496\/revisions"}],"predecessor-version":[{"id":18114,"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/pages\/6496\/revisions\/18114"}],"wp:attachment":[{"href":"https:\/\/www.banquecramer.ch\/en\/wp-json\/wp\/v2\/media?parent=6496"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}