{"id":12245,"date":"2022-03-25T07:04:16","date_gmt":"2022-03-25T07:04:16","guid":{"rendered":"https:\/\/www.banquecramer.ch\/gestion-del-patrimonio\/"},"modified":"2022-04-29T14:44:04","modified_gmt":"2022-04-29T12:44:04","slug":"gestion-del-patrimonio","status":"publish","type":"page","link":"https:\/\/www.banquecramer.ch\/es\/gestion-del-patrimonio\/","title":{"rendered":"Gesti\u00f3n del patrimonio"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"12245\" class=\"elementor elementor-12245 elementor-3254\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-276b51ec elementor-section-height-min-height elementor-section-items-stretch elementor-section-boxed elementor-section-height-default\" data-id=\"276b51ec\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-wider\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3782dd17\" data-id=\"3782dd17\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-8289d08 elementor-widget elementor-widget-heading\" data-id=\"8289d08\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h1 class=\"elementor-heading-title elementor-size-default\">Gesti\u00f3n del patrimonio:<\/h1>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-840debc elementor-widget elementor-widget-text-editor\" data-id=\"840debc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>Mandatos consultivos de inversi\u00f3n y mandatos discrecionales<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-55e7defc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"55e7defc\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-2e7db8fa\" data-id=\"2e7db8fa\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-50a1c5c9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"50a1c5c9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Nuestra funci\u00f3n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ec6c8ee elementor-widget elementor-widget-heading\" data-id=\"1ec6c8ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Un asesor de confianza<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-fa22ba8\" data-id=\"fa22ba8\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-343fcdd5 elementor-widget elementor-widget-text-editor\" data-id=\"343fcdd5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>La confianza es la base de una relaci\u00f3n duradera. Se basa en el entendimiento mutuo y se desarrolla con el tiempo.<\/p><p>Banque Cramer solamente puede ayudarle a definir la estrategia de inversi\u00f3n que mejor se adapta a sus objetivos financieros y a su perfil inversor cuando se cumplen estas condiciones.<\/p><p>La gesti\u00f3n del patrimonio es el negocio principal de Banque Cramer y nuestros amplios conocimientos en este campo nos permiten prestar servicio a los clientes m\u00e1s exigentes.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-49c8fcf7 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49c8fcf7\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d0f132c\" data-id=\"d0f132c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2816bd25 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"2816bd25\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">nuestra oferta<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7acf1876 elementor-widget elementor-widget-heading\" data-id=\"7acf1876\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Soluciones adaptadas a su perfil de inversi\u00f3n de cliente<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-396e6331 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"396e6331\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-43d4b6ec elementor-invisible\" data-id=\"43d4b6ec\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;slideInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1790fa91 elementor-widget elementor-widget-heading\" data-id=\"1790fa91\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mandatos consultivos de inversi\u00f3n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1121f7b8 elementor-widget elementor-widget-text-editor\" data-id=\"1121f7b8\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Nuestros\u00a0<i>servicios<\/i>\u00a0consultivos le dan acceso directo a nuestros conocimientos especializados y nuestras publicaciones.<\/p><p>Esta oferta satisface las expectativas de los inversores que desean adoptar sus propias decisiones de inversi\u00f3n, y tambi\u00e9n est\u00e1 disponible en los formatos siguientes:<\/p><ul><li><b>Servicio de cartera consultivo<\/b> <br \/>Tomando como punto de partida la estrategia de inversi\u00f3n que haya elegido, el cliente se beneficia de asesoramiento personalizado y din\u00e1mico que tiene en cuenta toda su cartera, desde los instrumentos financieros hasta la asignaci\u00f3n \u00f3ptima de sus activos.<\/li><li><b>Servicio compacto consultivo<\/b> <br \/>En consonancia con su perfil de riesgo definido, el cliente recibir\u00e1 asesoramiento din\u00e1mico y t\u00e1ctico sobre inversi\u00f3n en relaci\u00f3n con todos los instrumentos financieros que haya seleccionado.<\/li><li><b>Servicio consultivo inmediato<\/b> <br \/>El cliente recibe cuando as\u00ed lo solicita asesoramiento sobre inversi\u00f3n referida a productos individuales y posiciones existentes.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-2951646d elementor-invisible\" data-id=\"2951646d\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;slideInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1a23ee10 elementor-widget elementor-widget-heading\" data-id=\"1a23ee10\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Mandatos de gesti\u00f3n discrecionales<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7b94e9d1 elementor-widget elementor-widget-text-editor\" data-id=\"7b94e9d1\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Nuestro banco ofrece mandatos discrecionales a los clientes que deseen delegar la gesti\u00f3n de su cartera en un gestor profesional.<\/p><p>Puede delegar sus decisiones y operaciones diarias mientras que mantiene el control de su cartera. Todos los expertos de Banque Cramer trabajan para usted.<\/p><p>Ofrecemos los mandatos siguientes:<\/p><ul><li><b>Mandato cl\u00e1sico<\/b> <br \/>Los activos se gestionan conforme con su perfil inversor y sus expectativas en materia de rendimiento y tolerancia al riesgo.<br \/><br \/><\/li><li><b>Mandato especial<\/b> Adem\u00e1s, ofrecemos mandatos discrecionales completamente a medida para inversores sofisticados que quieren beneficiarse de inversiones de cartera que se adapten mejor a sus requisitos \u00fanicos y espec\u00edficos.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-f559545 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"f559545\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5a01ed82\" data-id=\"5a01ed82\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1461ca8d elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"1461ca8d\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">Liderazgo<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-339fe6fe elementor-widget elementor-widget-heading\" data-id=\"339fe6fe\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Comit\u00e9 de inversi\u00f3n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-38b6223f elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"38b6223f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-22c9a374\" data-id=\"22c9a374\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e0628a4 elementor-widget elementor-widget-heading\" data-id=\"2e0628a4\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Plataforma de mente de colmena<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd8f42a elementor-widget elementor-widget-text-editor\" data-id=\"1dd8f42a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>En contraposici\u00f3n a la tendencia actual local de depender principalmente de las capacidades de investigaci\u00f3n internas, y al mismo tiempo de ofrecer dichas capacidades, Banque Cramer cree en la sabidur\u00eda de la \u00abmente de colmena\u00bb, la colaboraci\u00f3n con una red s\u00f3lida de expertos en mercados financieros de primera categor\u00eda para nutrir su proceso de inversi\u00f3n interno.<\/p><p>Este enfoque nos permite ganar flexibilidad y abrir las puertas de par en par a estrategias de inversi\u00f3n m\u00e1s amplias y m\u00e1s especializadas. Somos particularmente rigurosos cuando se trata de asegurar que nuestro proceso de decisi\u00f3n acerca de las inversiones est\u00e9 protegido de cualquier conflicto de inter\u00e9s, decisiones demasiado consensuadas (\u00abs\u00edndrome del sumiso\u00bb), defectos de exhibici\u00f3n individual y elevada presi\u00f3n administrativa o jer\u00e1rquica.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-eedfc2c\" data-id=\"eedfc2c\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-738d9e1f elementor-widget elementor-widget-image\" data-id=\"738d9e1f\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.15.0 - 20-08-2023 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" loading=\"lazy\" width=\"999\" height=\"562\" src=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/12\/Itburrun.jpg\" class=\"attachment-full size-full wp-image-11516\" alt=\"\" srcset=\"https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/12\/Itburrun.jpg 999w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/12\/Itburrun-300x169.jpg 300w, https:\/\/www.banquecramer.ch\/wp-content\/uploads\/2021\/12\/Itburrun-768x432.jpg 768w\" sizes=\"(max-width: 999px) 100vw, 999px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36130bf0 elementor-widget elementor-widget-heading\" data-id=\"36130bf0\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hans D. Itburrun, CAIA<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-67b4bf2c elementor-widget elementor-widget-text-editor\" data-id=\"67b4bf2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Jefe de inversiones (CIO)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a59d370 elementor-widget elementor-widget-text-editor\" data-id=\"a59d370\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Jefe de gesti\u00f3n de activos externos (EAM)<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-b3df65a elementor-section-height-default elementor-section-boxed elementor-section-height-default\" data-id=\"b3df65a\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-c4b14fc\" data-id=\"c4b14fc\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5abc1551 elementor-widget elementor-widget-text-editor\" data-id=\"5abc1551\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-11a0583f elementor-widget elementor-widget-text-editor\" data-id=\"11a0583f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\"><div class=\"elementor-widget-container\"><p>He trabajado durante a\u00f1os en varios grandes bancos y he vivido la situaci\u00f3n de que un banco no puede ser bueno en todos los segmentos de inversi\u00f3n ni tampoco puede contratar a demasiados expertos de primera categor\u00eda internamente.<\/p><p>Mi filosof\u00eda tiene que ver m\u00e1s bien con desarrollar colaboraciones entre nuestros gestores de inversi\u00f3n y especialistas en inversi\u00f3n externos de primer nivel, un enfoque que llamamos nuestra plataforma \u00abde mente de colmena\u00bb.<\/p><\/div><\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-377b1047 elementor-widget elementor-widget-heading\" data-id=\"377b1047\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Hans D.Itburrun<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-4e7af762 elementor-section-height-min-height elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"4e7af762\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-17386bfe\" data-id=\"17386bfe\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-29f52411 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"29f52411\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<div class=\"elementor-heading-title elementor-size-default\">M\u00e1s informaci\u00f3n<\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-57cbee07 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"57cbee07\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Qu\u00e9 ofrecemos<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43df60fe elementor-section-full_width elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"43df60fe\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-27f1c841 elementor-invisible\" data-id=\"27f1c841\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3bbc3311 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"3bbc3311\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Dep\u00f3sitos y servicios relacionados<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fcf3c36 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"fcf3c36\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tNuestro banco le ayuda a proteger sus activos con independencia de si son divisas, valores, dep\u00f3sitos f\u00edsicos en nuestras cajas de seguridad o, de cara al futuro, criptoactivos.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4b4a052 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"4b4a052\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.banquecramer.ch\/es\/depositos-y-servicios-relacionados\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-40168079 serv-image elementor-invisible\" data-id=\"40168079\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:3740,&quot;url&quot;:&quot;https:\\\/\\\/www.banquecramer.ch\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/coffre-v1-light-scaled.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1419c12e elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"1419c12e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-369d962a serv-image elementor-invisible\" data-id=\"369d962a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:5234,&quot;url&quot;:&quot;https:\\\/\\\/www.banquecramer.ch\\\/wp-content\\\/uploads\\\/2021\\\/10\\\/tree-bcc-2.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4e32272b elementor-invisible\" data-id=\"4e32272b\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-67b42163 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"67b42163\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Planificaci\u00f3n de patrimonio<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-21576ec6 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"21576ec6\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6fbd4e22 elementor-widget elementor-widget-text-editor animated fadeInDown\" data-id=\"6fbd4e22\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n<div class=\"elementor-widget-container\">\n\nOrganizar el patrimonio conforme con el uso que se le dar\u00e1 en el futuro es la mejor manera de conservar sus intereses financieros a largo plazo y de legarlos, al tiempo que se respeta la \u00abgobernanza\u00bb de la familia.\n\n<\/div>\n<\/div>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f6bdc51 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"3f6bdc51\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.banquecramer.ch\/es\/planificacion-de-patrimonio\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-723f0e80 elementor-section-full_width elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"723f0e80\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-4db8baed elementor-invisible\" data-id=\"4db8baed\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6effa9e9 elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"6effa9e9\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Cr\u00e9dito y financiaci\u00f3n<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-129050b8 elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"129050b8\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tBanque Cramer le ofrece su experiencia y conocimientos especializados en cr\u00e9dito y financiaci\u00f3n estructurada para respaldarle en sus empresas.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6f13c231 elementor-invisible elementor-widget elementor-widget-button\" data-id=\"6f13c231\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.banquecramer.ch\/es\/credito-y-financiacion-estructurada\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-44e59ac7 serv-image elementor-invisible\" data-id=\"44e59ac7\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:8296,&quot;url&quot;:&quot;https:\\\/\\\/www.banquecramer.ch\\\/wp-content\\\/uploads\\\/2021\\\/12\\\/bridge_light_johannes-hofmann-PM5a_R83-YQ-unsplash-1.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-7656585c elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"7656585c\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-726d976 serv-image elementor-invisible\" data-id=\"726d976\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;slideshow&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;,&quot;background_slideshow_gallery&quot;:[{&quot;id&quot;:3538,&quot;url&quot;:&quot;https:\\\/\\\/www.banquecramer.ch\\\/wp-content\\\/uploads\\\/2021\\\/09\\\/pexels-rostislav-uzunov-5011647-2-scaled.jpg&quot;}],&quot;background_slideshow_loop&quot;:&quot;yes&quot;,&quot;background_slideshow_slide_duration&quot;:5000,&quot;background_slideshow_slide_transition&quot;:&quot;fade&quot;,&quot;background_slideshow_transition_duration&quot;:500}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-79837969 elementor-invisible\" data-id=\"79837969\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;,&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-247b4c4c elementor-invisible elementor-widget elementor-widget-heading\" data-id=\"247b4c4c\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Soluciones a medida<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6e031cd elementor-invisible elementor-widget elementor-widget-text-editor\" data-id=\"6e031cd\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\tNuestras competencias en ingenier\u00eda financiera le permiten crear soluciones de inversi\u00f3n hechas a medida.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-920fc1b elementor-invisible elementor-widget elementor-widget-button\" data-id=\"920fc1b\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInDown&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-float\" href=\"https:\/\/www.banquecramer.ch\/es\/soluciones-a-medida\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Gesti\u00f3n del patrimonio: Mandatos consultivos de inversi\u00f3n y mandatos discrecionales Nuestra funci\u00f3n Un asesor de confianza La confianza es la base de una relaci\u00f3n duradera. Se basa en el entendimiento mutuo y se desarrolla con el tiempo. Banque Cramer solamente puede ayudarle a definir la estrategia de inversi\u00f3n que mejor se adapta a sus objetivos [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_seopress_robots_primary_cat":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/pages\/12245"}],"collection":[{"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/comments?post=12245"}],"version-history":[{"count":0,"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/pages\/12245\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.banquecramer.ch\/es\/wp-json\/wp\/v2\/media?parent=12245"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}